Electrologists Insurance

Electrolysis_webDo you have your own electrolysis clinic, run a home based business, or rent a room in a beauty salon?  If so, you’re in the right place.

There is one BIG difference between being an electrologist and other types of businesses – you are a professional!  That’s not news to you, but most regular business insurance policies ignore it.  Not PROtique™ – our policy is tailored to cover professional electrologists.

Electrologists need specialized knowledge to provide electrolysis treatments in a safe, hygienic manner.  We too have specialized knowledge (and I think we’re pretty hygienic too ) and we’ve used it to make it easy for you to get a customized, cost-effective PROtique™ insurance policy for electrologists that does a complete job of covering your business and keeping you safe.

The services we cover for electrologists include:

  • Hair Removal
  • Waxing/Sugaring/Threading

Coverage Extensions are Available for:

  • Electrocoagulation (for skin tags, spider/thread veins, milia, ruby points)
  • Advanced Cosmetic Procedures
  • Aromatherapy
  • Body Wraps
  • Ear Piercing
  • Eyebrow & Eyelash Tinting
  • Eyelash Extensions/Perms/Lifts
  • Electronic Muscle Stimulation (EMS)
  • Facials
  • Gel & Acrylic Nails
  • Glycolic Peels – maximum 30% AHA content
  • Green Peel
  • Laser, IPL & LED Services
  • Make-Up Artistry – excluding tattooing
  • Manicures
  • Micro-current Skin Treatment
  • Microdermabrasion
  • Micropigmentation & Microblading
  • Paraffin
  • Pedicures – excluding cutting or removal of corns, bunions or ingrown toenails
  • RF/Radiowave Skin Treatment
  • Relaxation Massage
  • Reflexology
  • Skin Needling
  • Spray Tanning
  • Tanning Beds
  • Teeth Whitening – product must be manufactured in North America
  • Ultrasound Skin Treatment

Electrologists providing the following services cannot be insured with PROtique™:

  • Accupuncture
  • Body Piercing – ear piercing is acceptable
  • Botox
  • Chiropody
  • Collagen Injections
  • Corn, Bunion or Ingrown Toenail Cutting or Removal
  • Ear Candling
  • Fitness, Nutrition or Weight Loss Programs
  • Massage Therapy – relaxation massage is acceptable
  • Medical Treatments or Procedures
  • Mole or Wart Treatment – certified electrologists are insured to remove hair from moles as long as they have written approval from the patient’s doctor or dermatologist.
  • Tattooing – permanent makeup can be covered under a separate policy
  • Varicose Vein Treatment

 

PROtiqueElectrologists Masterplan Key Coverages

Click on in the table for more information

Liability Property
Professional LiabilityInfo about Professional Liability
General LiabilityInfo about General Liability Coverage
ContentsInfo about Professional Liability
PROtique™ Coverage ExtensionInfo about PROtique™ Coverage Extension
Business InterruptionInfo about Contents Coverage
Equipment Breakdown Info about PROtique Coverage Extension
Proof of Loss Preparation and Professional FeesInfo about Business Interruption Coverage

All coverages are subject to the limits of insurance purchased and the usual Terms, Conditions, Exclusions and Warranties of the underwriter, Intact Insurance.  Deductibles may apply to some of the listed coverages.  More detailed coverage information will be provided with your quote.

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