Hair Stylist Insurance

Hair stylist insuranceAre you an independent contractor or a chair renter working in someone else’s hair salon? Do you work in your home or have a mobile hair styling business? If so, you’re in the right place (btw, if you’re a salon or spa owner, please go to the Salon Owner page).

There is one BIG difference between being a hair stylist and other types of businesses – you are a professional! That’s not news to you, but most regular business insurance policies ignore it. Not PROtiqueour hair stylist insurance policy is styled by professionals for professional stylists!

Hair Salon Insurance

Like any other beauty care business, hair salon owners need insurance to protect them against claims or they run the risk of losing their business. Over the years, PROtique has worked with many home based and small business owners in the beauty industry. Our expertise in providing insurance coverage for beauty care professionals helps us to provide affordable insurance for your hair salon business.

Situations may arise in your hairdressing business which is beyond your control and you need to safeguard yourself against these unforeseen situations. The hairdresser insurance protects you against liability that may arise in the course of your business. It also protects your business from damage to your property.

Here are the types of services we cover for you:

  • All Hair Styling Services
  • Eyebrow & Eyelash Tinting
  • Facials
  • Make-Up Artistry – excluding permanent makeup or tattooing
  • Manicures
  • Paraffin
  • Pedicures – excluding cutting or removal of corns, bunions or ingrown toenails
  • Relaxation Massage
  • Waxing/Sugaring/Threading

Coverage Extension Available for:

  • Advanced Cosmetic Procedures
  • Aromatherapy
  • Body Wraps
  • Ear Piercing
  • Eyelash Extensions/Perms/Lifts
  • Electrolysis
  • Electrocoagulation (for skin tags, spider/thread veins, milia, ruby points)
  • Electronic Muscle Stimulation (EMS)
  • Gel & Acrylic Nails
  • Glycolic Peels – maximum 30% AHA content
  • Green Peel
  • Laser, IPL & LED Services
  • Micro-current Skin Treatment
  • Microdermabrasion
  • Micropigmentation & Microblading
  • RF/Radiowave Skin Treatment
  • Reflexology
  • Skin Needling
  • Spray Tanning
  • Tanning Beds
  • Teeth Whitening – product must be manufactured in North America
  • Ultrasound Skin Treatment

PROtique Masterplan Key Coverages

Click on in the table for more information

Liability Property
Professional LiabilityInfo about Professional Liability
General LiabilityInfo about General Liability Coverage
ContentsInfo about Contents Coverage
PROtique™ Coverage ExtensionInfo about PROtique Coverage Extension
Business InterruptionInfo about Business Interruption Coverage
Equipment Breakdown (optional)Info about Equipment Breakdown Coverage
Proof of Loss Preparation Costs Info about Proof of Loss Preparation and Professional Fees Coverageand Professional Fees

All coverages are subject to the limits of insurance purchased and the usual Terms, Conditions, Exclusions and Warranties of the underwriter, Intact Insurance. Deductibles may apply to some of the listed coverages. More detailed coverage information will be provided with your quote.

Apply now for PROtique hair salon insurance coverageClaims examples - hair salon insurance