Laser/IPL/LED Technicians

Laser technician's insuranceAre you an independent contractor or do you rent a room in a beauty salon?  Do you work in your home or have your own laser salon?  If so, you’re in the right place.

There is one BIG difference between being a laser technician and other types of businesses – you are a professional!  That’s not news to you, but most regular business insurance policies ignore it.  Not PROtiqueour policy is tailored to cover laser, IPL and LED technicians!

You need specialized knowledge to perform laser services safely.  We too have specialized knowledge and we’ve used it to make it easy for you to get a customized, cost-effective PROtique insurance policy that does a complete job of covering your business and keeping you safe.

The laser/IPL/LED services we cover include:

  • Acne
  • Broken Capillaries/Blood Vessels
  • Cellulite Treatment – excluding weight loss treatment
  • Laser Hair Removal
  • Photo Facials
  • Pigmentation Treatment (incl. skin spots, rosacea)
  • Ruby Points
  • Skin Rejuvination
  • Spider Veins

Coverage Extensions are Available for:

  • Advanced Cosmetic Procedures
  • Ear Piercing
  • Electrocoagulation
  • Electrolysis
  • Micro-current Skin Treatment
  • Microdermabrasion
  • Micropigmentation & Microblading
  • RF/Radiowave Skin Treatment
  • Skin Needling
  • Ultrasound Skin Treatment

 

PROtique Masterplan Key Coverages

Click on  in the table for more information

Liability Property
Professional LiabilityInfo about Professional Liability
General LiabilityInfo about General Liability Coverage
ContentsInfo about Contents Coverage
PROtique™ Coverage ExtensionInfo about PROtique Coverage Extension
Business InterruptionInfo about Business Interruption Coverage
Equipment Breakdown (optional)Info about Equipment Breakdown Coverage
Proof of Loss Preparation Costs Info about Proof of Loss Preparation and Professional Fees Coverageand Professional Fees

All coverages are subject to the limits of insurance purchased and the usual Terms, Conditions, Exclusions and Warranties of the underwriter, Intact Insurance.  Deductibles may apply to some of the listed coverages.  More detailed coverage information will be provided with your quote.

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