Policy Features

Being a beauty industry professional requires you to always be focused on your client. You are providing meticulous services while simultaneously determining your clients’ needs—you need to be solely focused on the task at hand.

In an ideal world accidents won’t happen—but unfortunately this is not the case.  In the event that an accident or unforeseen circumstance occurs, the best option is to be prepared and proactive with little disruption to your clients.  PROtique is an experienced and specialized insurance provider for the beauty service industry—we know what kind of protection and support you need should the unthinkable happen.

Each PROtique Masterplan Insurance Policy™ includes:

Accidental Injury to Your Clients:

Professional and general liability insurance to cover accidental injuries to your clients such as allergic reactions, burns, scarring, slips, trips and falls.

Business Tools and Equipment:

Protection for your business contents including tools and equipment, stock and renovations (if any) from fire, theft and storm damage.

Business Interruption:

Coverage for lost profit and ongoing expenses if your business is interrupted due to a claim.

Crime Coverage:

Coverage for the theft of money.

Unique options available to PROtique policyholders include:

Optional extension to insure independent contractors working for you. This can be a more affordable way for your contracted stylists or estheticians to be insured while they are working in your business and ensures your customers are protected if an accident happens.

The option to insure tools and equipment owned by your employees. In the event of an accident, your employees’ equipment can be replaced after a claim and let them quickly get back to working with their clients.