When you buy a PROtique Masterplan policy, you own it– your coverage is not shared and neither is your information. Some group programs have a shared liability limit, so that the actual coverage available to you may be reduced if another member in the group has a claim. Sure the policy costs less, but you don’t know how much coverage will be available if you have a claim. Plus, claims information must typically be shared with others in the group program in order to administer the program.
You don’t have to worry about this with PROtique. You get the benefit of a group discount without having to share your coverage or claim information with others. Each individual is issued their own policy with a group discount included, and the coverage you buy is only for you – no one else will share it. Neither will your confidential claim information be shared.